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What You Should Know About Pre-Planning Funerals

More and more people today are pre-planning their funerals and making pre-arrangements with their local funeral director. The reasons are simple and make good sense. When you pre-plan your funeral, you have the opportunity to relieve your family from the financial burden of paying for funeral expenses, and you make your final wishes and desires known in advance. If you’d like to learn more about pre-planning your funeral in Middletown or Monmouth County, NJ, turn to the friendly experts at John F. Pfleger Funeral Home, Inc. We can help you make all the necessary prior arrangements.

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Advantages of Pre-Arrangements

Preparing a will, researching funeral costs, and organizing important financial paperwork (life insurance policies, bank account statements, safety deposit box information, etc.) are all things many people do to plan for the future. Planning ahead for your funeral requests is equally important. Pre-arrangement is anything involving the planning of a funeral before the need arises, often many years in advance. Making prior arrangements for funeral funding is a crucial part of pre-planning. The most important reason to pre-plan your funeral arrangements is to spare your family this task at a confusing and challenging time. Here are some other advantages of pre-arrangements:

Peace of Mind

The decisions that need to be made at the time of someone’s death can be complex. Do you wish to be buried or cremated? What sort of casket or monument/marker do you prefer? Have you selected a cemetery or memorial location? Are certain religious or fraternal customs to be followed? Do you wish to be buried in specific clothing or jewelry? Do you prefer a charity to be named as a recipient of memorial gifts? Are there any special readings, biblical passages, or musical selections you prefer during your service? Pre-selecting your type of funeral service and related items helps you and your family achieve peace of mind that everything will be done according to your final wishes.

Protection

When you pre-plan your funeral arrangements, a statement reflecting your selections will be kept at the funeral home to ensure your wishes are carried out. Your funeral costs will be determined using today’s costs, which also offers you protection from inflation.

Securing Benefits

With the number of revisions in government benefits over the years, it’s important for every person to be aware of these changes and how to protect their benefits, including Social Security, Veterans’ Benefits, and Medicaid. Insurance companies report that life insurance benefits are often unclaimed because survivors were unaware that a policy existed. Make sure your loved ones know about existing insurance policies and benefits.

Flexibility

When you pre-plan your funeral, you may pay for it in one payment or several payments made over a period of time. Should you move, the pre-funded pre-arrangement benefits can be used at the funeral home of your choice.

Helpful Tips: What to Do When Death Occurs

Several things need to be considered when a death occurs. The order in which things need to be done usually depends on where the death occurred: at a residence, a public place, a care center, or in a hospital. Here are a few helpful tips on what to do when a death occurs:

  • If hospice or home health care providers are not involved, but the person is under a physician’s care and family or friends are present, the family may want to call our funeral home directly after notifying the police department.
  • If 911 is called and an ambulance responds, the ambulance crew would notify the police who will likely conduct their standard investigation before calling our funeral home.
  • If a death occurs in a residence, the police will need to be notified and respond before the deceased should be removed from their home.
  • If the death occurs in a hospital or care center, the name of our funeral home may be left with them, and the institution will usually notify us. We’ll respond and, at the next practical time, review matters with the family.
  • If you’re unsure of whom to notify or what to do at the time of death, you may call us, and we’ll assist you in notifying the proper agencies.
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Online Funeral Pre-Arrangements in Middletown & Monmouth County

As experienced funeral directors in Middletown and Monmouth County, NJ, John F. Pfleger Funeral Home, Inc. can assist you in all stages of funeral pre-planning, from completing all the required paperwork to helping and counseling the bereaved after your passing. We retain a complete record of your plans to ensure they’re carried out on your behalf. To download and print our pre-arrangement interview worksheet, please click here. Once you’ve completed the form, please mail it to us, and we’ll make sure to keep it on file.

Please Contact Us with Any Questions or Concerns

Once your plans and the funding have been established, you’ll receive a complete set of personalized documents in a concise, organized package. Be sure to advise your family of your decisions and the arrangements you’ve made. Knowing everything’s taken care of will give everyone involved peace of mind. Please contact us today to schedule your pre-planning consultation, and we’ll go over any questions or concerns you may have for us together!

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